The Fall San Diego housing market could absolutely heat up because of lower mortgage rates and the Fed’s recent rate cut.

George Lorimer
Friday, September 19, 2025
The Fall San Diego housing market could absolutely heat up because of lower mortgage rates and the Fed’s recent rate cut.

Are you going to wait until rates drop more to buy or sell? 

You could cost yourself money. 

Call George to get ahead of other buyers and sellers in this market shift at 619-846-1244


The Fall San Diego market is poised to heat up due to lower mortgage rates and the Fed’s recent rate cut. The numbers don’t lie:

  • Mortgage applications jumped 29% in just a week. Proof that buyers are re-entering.

  • Showings are up. Buyers aren’t just browsing online; they’re physically out looking.

  • Inventory and market time are slipping slightly; homes are moving faster again.
     

Get your Free San Diego Market Guide


The Play Right Now

For Sellers

  • Don’t wait. This is a window where buyers have lower payments and are motivated.

  • Prices are still near all-time highs — combine that with new buyer demand, and you’ve got leverage.

  • But only if your home is actually on the market. Waiting means you’ll miss the surge.

What's Your Home Worth Today?

For Buyers

  • This isn’t 2022’s frenzy, but it’s not a buyer’s market either. The smart play is to get in before competition builds.

  • More homes are available now than in Spring, but as applications soar, selection will tighten.

  • Rates are lower than earlier in the year — but if demand spikes, prices will adjust upward fast.

Search Homes

Bottom line: Fall looks like the sweet spot for both sides — sellers can capture strong pricing with more buyers in the pool, while buyers can secure lower payments before the market re-accelerates.

George Lorimer 619-846-1244
Your Home Sold Guaranteed or I'll Buy It!*
???????

ProWest Properties, DRE# 01146839, *Conditions apply. 


We would like to hear from you! If you have any questions, please do not hesitate to contact us. We are always looking forward to hearing from you! We will do our best to reply to you within 24 hours !

By submitting this form, you consent to receive updates and promotional offers from us via email, text messages, and phone calls. Consent is not a condition of service. To unsubscribe, click 'Unsubscribe' in emails, reply 'STOP' in texts, or inform us during calls. For more details, please review our Privacy Policy

How to Sell Your Home Yourself: 10 Tips Real Estate Agents Don't Want You to Know

For Sale by Owners: Get Top Dollar For Your Home

Learn more

What You Should Know About Weeks Before Listing Your Home For Sale

11 High Cost Inspection Traps

Learn more

What You Should Know Before You Buy

Fixer Uppers: Myths & Facts

Learn more
Real Estate Blog